Apple has apparently decided on the design of itsnext iPhoneand specifications are said to include a 4.8-inch display, according to an analyst with Cowen and Company who must have been following ournon-scientific pollwhich had the majority of respondents opt for a 4.7-inch form factor.
The phone should additionally include thelatest 802.11ac networking,also known asGigabit Wi-Fi, for three times greater wireless transfer speeds. Apple currently supports Gigabit Wi-Fi in the recently refreshedAirPort Extreme and Time Capsulewireless appliances and across itsMac Pro,MacBookandiMacfamilies…

Timothy Arcuri of Cowen and Company (viaAppleInsider) wrote in yesterday’s note to clients that Apple has internally“locked down”the iPhone 6 design with Gigabit Wi-Fi and a 4.8-inch screen. Samsung’s Galaxy S4 and HTC’s One both support 802.11ac Wi-Fi networking. He does not expect the phone to exceed five inches due to Apple’s“unwavering principle of one hand use.”
That Apple only now locked down the design suggests it’s still months away from bringing a larger-screened iPhone to market. Given Tim Cook’s annual refresh cycle, the iPhone 6 should get introduced in Fall, in line with past three iPhone generations.

Acuri acknowledged as much, estimating that Apple will launch the iPhone 6 in September 2014. He’s also expecting some“key software innovations”such as a long-rumored mobile payment solution from Apple leveraging the existingiBeacons,Touch IDandPassbooktechnologies.
Aside from hardware tweaks and design changes, Arcuri also said that Apple is planning “key software innovations” with the next major release of its iOS platform.
He expects the company will leverage iBeacon, Touch ID and Passbook as part of a push into new services with mobile payments.
This sounds very compelling.
With the iPhone 5s and iOS 6 and 7, Apple has cleverly laid groundwork for mobile payments with Touch ID, Passbook and iBeacons. These technologies could allow Apple to integrate loyalty programs and digital coupons with a secure payment system.
A user’s payment information could be securely stored on the Secure Enclave module as it’s physically isolated from other components. Currently, Secure Enclave stores non-identifable fingerprint data of an iPhone 5s user.
Touch ID could be used to authenticate payments and iTunes billing could take care of actually charging your credit card on file.
How all of this might come together is up for the debate, but one thing’s certain: if Apple chooses to enter mobile payments with a solution of its own, it’s going to be seamless – as in, it’ll“just work”.
Are you excited about the next iPhone replacing your wallet?